Bitcoin and Fixed Income

A client may still have a need for “fixed income” in the most literal definition – Low risk yield. Fortunately for us bitcoiners there are many other smart, driven, and enterprising bitcoiners that understand this problem and are doing something to address it.

Bitcoin as Bond Insurance

By understanding Bitcoin’s historical performance, weighing its potential impact on your portfolio, and staying aware of regulatory and tax considerations, you can make an informed decision about whether this digital asset fits into your financial plan.

Framework to Assess Bitcoin Allocation

If you read posts from laser-eyed bitcoiners on Twitter you will conclude that the only logical allocation is 100% bitcoin. Sit down with a slacks-and-blazer-wearing financial advisor and you will be barked at that owning any bitcoin beyond 0% is simply you giving into a beanie baby-like craze (maybe they will tell you to buy 1% of your portfolio simply so you will stop asking them about it). Ask your neighbor and they will regurgitate what they heard in the news, what they read on twitter, or what their slacks-and-blazer-wearing financial advisor told them. So, what is the correct answer?

Bitcoin’s Place in the Evolving Financial Landscape

Bitcoin’s journey is emblematic of the broader evolution of money and finance. It presents a fascinating case study of technology’s ability to disrupt established systems, and whether one chooses to invest in Bitcoin or not, its impact on the future of finance is undeniable. For my clients and colleagues, I recommend a posture of informed curiosity, open-mindedness, and cautious engagement with this emerging asset class.

Bitcoin Is Not a Financial Plan…But It Should Be Part of It

Bitcoiners, consider the whole that the bitcoin piece fits into. Trad-fi community, take a close look at the puzzle piece that bitcoin is. When informed by a clear vision and with all the pieces on the table and being worked out and connected, that is when true financial planning is taking place and the full picture is able to be realized.

The Greater Fool Is the One Not Holding Bitcoin

An ill-informed person might examine bitcoin and conclude that all they see is volatility, limited history, wasteful energy consumption, lack of intrinsic value, and regulatory concerns.